Friday, March 29, 2013

HIDDEN TRUTHS


‘UNCOVERING SOME HIDDEN TRUTHS’


Or


 ‘WHAT I LEARNED TODAY WILL SAVE ME TOMORROW’

 


 
THE DIFFERENCE IS IN THE DEFINITION

I suspect most people are like me and always looking for ways to shave a few bucks off of their expenses.  I was recently shocked to know that although I’ve known what I’m about to share with you for years, I was blind to the fact many of my friends didn’t know what I’m about to share with you.



Recommended VS Required
 

I was told this long ago by several mechanics and my experience has proven them right.  In the past I’ve owned and ACURA and I currently drive a Miata HTC.  If you read the manuals for both vehicles and even inside the gas cap area of the Miata it’s written “Premium fuel recommended”.

The key word here is recommended.  You can run regular unleaded fuel and get the same gas mileage, no harm, no foul.  Please note that if it says ‘Premium fuel required’ do not run regular unleaded in the vehicle because harm to the engine becomes a very distinct possibility at that point.  

So by now you are wondering why manufacturers are recommending premium unleaded in certain cars when it really isn’t a necessity.  There are at least three reasons.  The first reason has to do with engine design.  The engineering is such that is makes premium fuel desirable, however (and this is huge), modern computers in today’s cars compensate for the fuel type and adjust how the engine performs.  Sooooo, you can hit the cheaper pump next time you gas up.  Please notice I didn’t say you must or should, you just can.  It’s still entirely your choice.  

The second reason is a bit more dubious.  If you run regular unleaded in a car that has a premium recommendation and the vehicle gets engine problems the manufacturer could hang his warranty repair denial on the type of fuel you used.  I call this a dubious reason because the manufacturer was the one using the word recommended so you could fight a denial on the use of their choice of words.  Of course there is time and money involved and that has to be taken into consideration.  

The third and lamest reason is manufacturer pride and prestige.  It simply makes a car appear a) more luxurious or b) more badass or c) both a & b.  

I will tell you this, the nine + years I owned my ACURA, I very rarely used premium unleaded.  I say rarely because during the first few months of ownership I did not know I could use regular unleaded.  After I found out I stopped using it.  I’ve owned my Mazda now for a little more than a year and during that time I’ve only used 1 tank of premium unleaded.  That was to try an experiment to see if premium unleaded got me better gas mileage on a long trip.  Ready for this?  Premium unleaded gave me 2 miles LESS per gallon than regular unleaded.  Yep, it cost me more and delivered less.  




Water Resistant VS Water Proof


Be sure and pay close attention to the above words when you buy your next watch or cell phone.  The difference here can really cost you.

Let’s say you are considering a watch or cell phone that is WATER RESISTANT to 30 feet.  Now let’s say you drop the item in 5 feet of water and it leaks to the point where it is ruined.  Do you get a new one under the warranty?  Depending on the company you may, but by using the word RESISTANT the company does not have to give you a replacement.  Water resistant means the product will try to avoid water damage, but, hey, if it gets destroyed – too bad, so sad.  

WATER PROOF is a different story.  Let’s assume the same item only this time it’s water proof to 30 feet.  If you dump it in 29 feet of water, it gets damaged and can prove it was only 29 feet, unless there is some fine print in the warranty (isn’t there always?), you’ve got a case and cause for replacement.  Drop it in 31 feet of water and it turns into a paperweight, you lose.




DO YOURSELF A FAVOR AND DESTROY A TREE




Tree huggers will hate me for this, but before they do let me first add I recycle and I’m not required too.  I do it because I believe it’s the right thing to do. 

Now I could try and be funny here and say, “Only God can create a tree.  He did His job so let’s get out the chain saws and do ours.”

What I am really getting at is don’t go paperless with your bills.  There is a perfectly good reason for not doing it.  Actually there is a better reason for not going paperless than for doing it.  

I have one computer I use to pay my bills.  I online bill pay whenever I can.  It’s simply logical and it saves me money.  I insist that I get all of my bills in the mail – paper bills.  The reason is because over the years I’ve had a few major hard drive crashes.  If you’ve ever had this nightmare I feel for you.  You already know it can take weeks, and in some cases months to get a computer to the point that it works the way you want it to work.  

If for some reason you lose your email capability and/or your computer, you are still responsible for paying your bills on time every month.  Imagine all of your utilities going dark one by one because of an email/computer failure that can last several weeks.  It can and does happen.  If you have a flawless payment record the utility company will most likely work with you, however, if you are a borderline late payer, you, my friend, are about to take it in the shorts.  I’m talking late fees, reconnect fees, etc.  This is not a pretty picture and gets expensive quickly.  

Knowing what you now know, you can take the chance and go paperless.  As for me, I’ll keep my utilities and kill a tree for you.  

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